4. 個(gè)人信用記錄
personal credit record

請(qǐng)看例句：

The establishment of personal credit records will boom in China in 2017, with people from 14 kinds of important occupations being targeted, said Lian Weiliang, deputy director of the National Development and Reform Commission.
國家發(fā)改委副主任連維良近日表示，2017年我國將掀起個(gè)人信用記錄建設(shè)高潮，14類重點(diǎn)職業(yè)人員將成為建設(shè)的目標(biāo)人群。

這14類職業(yè)人員包括公務(wù)員(civil servant)、企業(yè)法定代表人(legal representative)及相關(guān)責(zé)任人、律師、教師、醫(yī)師、執(zhí)業(yè)藥師、評(píng)估師(appraiser)、稅務(wù)師(tax accountant)、注冊(cè)消防工程師(registered fire protection engineer)、會(huì)計(jì)審計(jì)人員、房地產(chǎn)中介從業(yè)人員(real estate agent)、認(rèn)證人員、金融從業(yè)人員、導(dǎo)游(tour guide)等。

連維良提出，今年還將在全國范圍建立和完善信用紅黑名單制度(a nationwide credit whitelist and blacklist will be set and improved over the course of the year)。他表示，目前，守信聯(lián)合激勵(lì)和失信聯(lián)合懲戒(encourage those with good credit records and punish the opposites)大格局正在形成(come into being)。2017年，守信聯(lián)合激勵(lì)和失信聯(lián)合懲戒備忘錄要擴(kuò)展到各個(gè)領(lǐng)域(extend to all fields)，總量預(yù)計(jì)超過50個(gè)，實(shí)現(xiàn)全覆蓋。

國家發(fā)改委透露，據(jù)不完全統(tǒng)計(jì)，目前全國法院累計(jì)公布失信被執(zhí)行人(defaulter, people who have failed to fulfill court orders)644.52萬例，民航部門(civil aviation authorities)限制購買機(jī)票576.62萬人次，鐵路部門限制購買列車軟臥(soft-berth)、高鐵和其他動(dòng)車組一等座(first-class seats on high-speed trains and bullet trains)車票207.23萬人次。工商部門限制擔(dān)任企業(yè)法定代表人、董事、監(jiān)事、高級(jí)管理人員等職務(wù)(be banned from taking positions such as legal representative, director, supervisor, senior executive in a company)7.1萬余人次。

連維良指出，推進(jìn)個(gè)人誠信體系建設(shè)(promote the establishment of personal credit system)，要強(qiáng)調(diào)"四重"，要特別重視實(shí)名制(real-name registration)、信息安全(information security)、信用修復(fù)服務(wù)(credit repair services)、信息服務(wù)，核心精神就是保護(hù)個(gè)人的權(quán)益(protect individual rights and interests)。據(jù)了解，作為誠信體系建設(shè)的重要配套文件之一，《關(guān)于進(jìn)一步健全相關(guān)領(lǐng)域?qū)嵜怯浿贫鹊目傮w方案》不久即將公布(a general plan on further improving real-name registration requirements in related fields will soon be released)。

[相關(guān)詞匯]

社會(huì)信用體系 social credit system

誠信 honesty

失信行為 dishonest conduct

失信黑名單制度 blacklisting system for dishonesty

市場(chǎng)性懲戒 market-oriented punishment

實(shí)名制 real-name system