讓窮人更窮的“支出瀑布”
中國日報網(wǎng) 2014-01-09 16:40
當富人覺得錢多得花不完時,就會隨心地買一些可有可無的東西,這一買不打緊,卻引發(fā)了expenditure cascade ——“支出瀑布”,讓那些因艷羨而效仿的窮人本來就很可憐的一點錢不知不覺都敗光了。
An expenditure cascade occurs when the rapid income growth of top earners fuels additional spending by the lower earner wannabes. The cascade begins among top earners, which encourages the middle class to spend more which, in turn, encourages the lower class to spend more.
最高收入群體收入隨著自己收入的迅速增長,就會產(chǎn)生一些額外開支,而那些想躋身富人行列的低一層收入群體會效仿這些開支,從而導致“支出瀑布”的出現(xiàn)。這種“瀑布”從最高收入群體開始,鼓勵中產(chǎn)階級花更多錢,而中產(chǎn)階級消費增加又鼓勵更貧窮的人群增加開支。
Ultimately, these expenditure cascades reduce the amount that each family saves, as there is less money available to save due to extra spending on frivolous discretionary items.
最終,這些“支出瀑布”會降低每個家庭的存款數(shù)額,因為在可有可無的東西上額外花費了太多錢。
(中國日報網(wǎng)英語點津 陳丹妮)